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Posted on: May 11, 2020

Annual Notice to Residents

City Seal Circular

If you live in Poquoson, your property may be in or near an area that is subject to repetitive flooding. Flooding is a community-wide concern, and the City of Poquoson is an active participant in the National Flood Insurance Program (NFIP) and Community Rating System (CRS) to better manage floodplain development and protect citizens from future flooding.

Here are some things you can do to protect your family and property from flooding:

  • Contact the City Floodplain Manager, Ken Somerset (757-868-3035), to determine the extent of past flooding in your area. Mr. Somerset can inform you about the causes of repetitive flooding, City flood mitigation strategies, and appropriate flood protection levels for your property. In-person meetings and site visits are also encouraged.

  • Consider permanent flood-proofing measures for your property, including elevating utilities above floodwaters, installing flood vents, or elevating your home. These measures can lead to substantial insurance discounts, and may be required for new construction. Contact the City Floodplain Manager for advice on appropriate flood-proofing, and obtaining the appropriate permits for work on your property.

  • Obtain a flood insurance policy. Keep in mind that flood insurance policies do not go into effect until thirty days after purchase. Federal flood insurance policies cover damages from flooding that are not covered by homeowners’ insurance. The City of Poquoson’s participation in the CRS program currently guarantees a 10% discount in premiums for compliant policies. Contact your insurance agent for more information on local rates and coverage.

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